Thanks for the suggestion but I do have the latest editions (CPU-Z 1.5.3.3 and Core Temp 0.99.5). I'm sure they both showed all 4 cores before.
Win 7 does 'park' cores when they're not needed, as you say, to save power. Resource Manager shows 4 cores (should show 8, with hyperthreading), 2 of which are often 'parked'.
Any other ideas, please?