With the BE edition CPU, that you have, you can increase the speed of the CPU without it affecting the RAM. Basically it is the same as buying a faster processor but at no extra cost. However, the headroom on your CPU is not as great as they are on lower spec'd versions as AMD have already pushed it. I have an X6 1090T Rated at 3.2 GHz but it runs quite happily at 3.8GHz without to much effort.
If you want to try increasing the speed of the CPU all you really need to do is adjust the CPU Clock Ratio. With your CPU it will already be at X18 but you should be able to hit 3.8GHz easily enough just by changing this to X19.. Going above 3.8GHz can prove a little trickier and you might find you need to adjust the CPU Northbridge Frequency along with the HT Link Frequency although I was able to run my old 965 CPU at 4.2GHz without a problem. But, once again, if you decide to do this you need to make sure that your CPU Cooler is capable of getting rid of the extra heat. It is not a good idea to do this if you are using the stock AMD cooler
Another thing that is advisable when over clocking the CPU is to disable the CoolnQuiet feature along with the Turbo CPU and Core Performance Boost.
The warning dialogues in BIOS are just that a warning. They are not very practical in reality, for example, my RAM is designed to run at 1.64V. By default the motherboard drops it back to 1.5V but when I try to manually set the 1.64V I get an over voltage warning which is clearly incorrect.
You might like to check through this item:
http://forum.giga-byte.co.uk/index.php/topic,3637.0.html as it might help. Also look through the overclocking section of the forum as there are some useful pointers to be found there.