Thanks for the welcome and information. It sure seemed to me I was setting up the oc correctly by turning Turbo off on the Gigabyte board I have here.
What about another manufacture board not allowing the cpu to be overclocked without having Turbo on, does that seem odd? I don't have a SB board made by that manufacture and it caught me by surprise when the product manager stepped into the thread and said "Turbo needs to be enabled, that is how the chip increases multiplier" which made me look like a complete idiot and sent me on my mission here to see if what I had done on the Gigabyte board was wrong. Being that was the product manager I must assume that the cpu can not be oc'ed on their boards without Turbo turned on.