Greetings,
I am not familiar with the Z490i's "virtual Wi-Fi". However, (as a start) I suggest you remove the cFOS utility which has been known to cause any number of problems and strange behavior with connectivity, negotiation and bandwidth.
I assume this is your board?:
https://www.gigabyte.com/us/Motherboard/Z490I-AORUS-ULTRA-rev-1x#kfOn cursory inspection, I didn't see anything listed for "virtual Wi-Fi:
Intel® Wi-Fi 6 AX201
WIFI a, b, g, n, ac with wave 2 features, ax, supporting 2.4/5 GHz Dual-Band
BLUETOOTH 5.1
Support for 11ax 160MHz wireless standard and up to 2.4 Gbps data rate
* Actual data rate may vary depending on environment and equipment.
What exactly are you asking for help with? Or are you just using the term "virtual" loosely in reference to a miniport adapter?
Drivers for WLAN+BT (AX6 and BTv5) are here and support W10 through build 2004 as of today:
https://www.gigabyte.com/us/Motherboard/Z490I-AORUS-ULTRA-rev-1x/support#support-dl-driver-wlanbtMaybe you can tell us more about the issue or error you are experiencing?
And, welcome to the forums!