Hello.
Agreed, flashing bios can lead to unfortunate events.
When I purchased this board / CPU/ RAM, the shop offered to mount the CPU and RAM and test them to make sure all was well, they also mentioned they would update the bios for the board. (This way if something went wrong they can't say I screwed something up mounting the CPU). Otherwise I'd rather do it myself.
Once I fired up the system and looked at the Gigabyte site for this MB, I saw they hadn't updated the MB bios.
So After messing with the old bios (F9) for a while and running a few benchmarks, I decided to update the bios (F22b then F21) thinking it could improve things (especially speed), I was wrong, new bios was a bit slower so I rolled back to F9. System took all the bios changes well with no problems caused.
I use this system for VR only, for sim racing and also MSFS 2020, I use a Reverb G2v2 which is a higher res headset so it requires a lot of horsepower to drive it (3160 x 3092 per eye). So every little bit of extra speed I can get out of the system really helps in VR since the comfort zone is 90hz in VR (when frame rates jump up and down, it can cause discomfort (nausea)).
So I assumed new bios, better speed..... WRONG!!!! LOL
So now, I am happy with running the old F9 bios, the system has been rock solid.
Thank you for your concern however, I am quite happy to experiment with various bios and so on to get the best performance I can. I am 65 years of age and have been messing with computers since the early 80's.
I've not yet messed a system up by changing bios version on any motherboard (be it Asus, MSI or Gigabyte), maybe I've been lucky! LOL
Take care
Regards: Jack